TERMS AND CONDITIONS

PLEASE READ THESE TERMS CAREFULLY BEFORE REGISTERING ON THE WEBSITE

These Terms and Conditions were last updated on: 24th January 2020

Source.Property is an online platform that enables investors to quickly find Below Market Value (BMV), Rent to Rent (R2R), and Loan Option Agreement (LOA) property deals.

Registered Users subscribe to our services and are granted access to either our standard, Pro or Max as outlined on the Website.

ABOUT THESE TERMS AND CONDITIONS

Source.Property (“Source.Property”) is a trading name of Homige LTD, registered in England and Wales under company number 11347268 and our registered office is at Bold Business Centre, Bold Lane, St Helens, WA9 4TX

Our Website Terms and Conditions ("Terms and Conditions") gives you important information about the legal terms and conditions on which we provide our services ("Services") to you ("You", or the "User").

We can be contacted by emailing support@source.property or by calling our main office telephone number: 01925 357 636.

Our Website Terms and Conditions ("Terms and Conditions") give you important information about the legal terms and conditions on which we provide our services ("Services") to you ("You", or the "User").

The Terms and Conditions should be read in conjunction with our Privacy and Cookies Policy and Website Acceptable Use Policy which are incorporated into these Terms and Conditions.

Use of the Website constitutes a legally binding agreement by you the User. If you do not wish to be bound by these Terms and Conditions, you are advised not to use the Source.Property Website.

Users of this Website must be at least 18 years old and be legally capable of entering into binding contracts. Access to those under 18 years old is not permitted and is a violation of this agreement.

If you are entering into this agreement on behalf of a company or other legal entity or person, your acceptance represents that you have the authority to bind such entity or person to these Terms and Conditions.

INTERPRETATION

The headings in the Terms and Conditions are inserted for convenience only and shall not affect the interpretation of the Terms and Conditions.

Unless the context otherwise requires, references to the singular include the plural and references to the masculine include the feminine, and vice versa.

References to any statute or statutory provision shall, unless the context otherwise requires, be construed as a reference to that statute or provision as from time to time amended, consolidated, modified, extended, re-enacted or replaced.

REGISTRATION ON THE WEBSITE

To access our services, you are required to register on the Website. If you choose to register, you will be required to submit certain personal data. You may be denied access or use of this Website and our Services if you refuse to provide your personal data or any proof of identity requested by us.

Users set their own password. We will keep these details on our systems in accordance with our Privacy and Cookies Policy. The user is responsible for ensuring that the information given is current, complete and accurate. Registration is subject to acceptance or refusal by Source.Property at its sole discretion.

You agree to create only one account in order to maintain the integrity of the Website.

You agree that your use of the Website shall be for lawful purposes. We reserve the right to monitor the operation of our services from time to time.

You consent to us using any personal information including sensitive information you provide, to manage your subscription.

VERIFICATION OF USERS

Users of Source.Property may be subject to verification of their identity as part of the registration process and to ensure that we comply with our legal obligations including, but not limited to, the Money Laundering Regulations 2017 and Proceeds of Crime Act 2002.

We may use personal data for this purpose as being legitimate to our business interests and where necessary this will include obtaining personal information from third party providers. All third parties will be required to adhere to data protection obligations and to maintain confidentiality.

We reserve the right to carry out credit checks through the use of a third-party service provider, as appropriate and in accordance with applicable laws.

We reserve the right to refuse access to our Website or services, to users who do not satisfy our requirements, meet our standards or provide any documentation requested to carry out relevant checks.

PASSWORDS

You are solely responsible in all respects for protecting the confidentiality of any password used to access the Website. Your password should only be used by you personally and you must not share it with or transfer it to any third parties. You are responsible for any and all activities that occur using your password and account.

If you know, or suspect, that there is a breach of, or any unauthorised use of, your password, or any other breach of security regarding the Website which comes to your attention, you must notify Source.Property immediately. Source.Property will not be liable for any loss that you may incur as a result of a third party using your password or account. However, you may be liable for losses incurred by Source.Property as a result of someone else using your password or account.

ACCESS TO SERVICES

Users are able to access our services on a subscription basis only (see “Payment”) except where a ‘free trial’ is offered. Registration is specific to the individual, or registered party, and registered details must not be shared. This may constitute a material breach of our Terms and Conditions and we reserve the right to suspend or restrict access to the Website at any time without notification.

We reserve the right to limit the number of Users using the Website at any time.

By registering and subscribing to use our services, you agree to receive email communications from us which may include details of events or promotions. We will use your data as permitted and outlined in our “Privacy and Cookies Policy”.

Source.Property makes no representation about the suitability, reliability, timeliness, or accuracy of the services. Any recommendations made by Source.Property or its employees are made in good faith only and all agreements and contracts with third parties are entirely the responsibility of the user and third-party and not the liability or responsibility of Source.Property or Homige Ltd.

FREE TRIALS

Source.Property may offer new subscribers an initial free trial and Users will be given unlimited access to our services for the trial duration. At the end of the trial users will automatically join as outlined in ‘PAYMENT’ below. Free trials are only available to new subscribers.

STATUS

The information and services provided by Source.Property do not constitute financial, investment or tax advice and should not be taken as such. Our employees are not licensed investment advisors or licensed estate agents.

Source.Property and its employees are not authorised by the Financial Conduct Authority to provide investment or financial advice. We encourage you to obtain professional advice before proceeding with any investment. We present information in good faith from the source from which it is provided but we cannot vouch for its accuracy nor can we be held responsible if such information is deemed to be inaccurate.

Users are responsible for complying with all relevant tax regulations, payments and liabilities in regard to property investments.

Source.Property, its agents, associates or employees shall not be held liable or responsible for the actions of other persons or companies or firms with which it may be associated or have connections with.

PLACING AN ORDER

Your order represents an offer to Source.Property to purchase a subscription. After placing your order, you will receive an email for us acknowledging receipt of your order. Please note that this does not mean that your order has been accepted. We reserve the right at any time after receipt of your order to decline your order for any reason. We will confirm acceptance of your order by sending you an email confirming your subscription. Only at this point has a binding contract been formed between you and us. Once we have confirmed acceptance of an order your subscription comes into effect and cannot be cancelled without the appropriate notice. See ‘CANCELLATION below.

PAYMENT

Payment for our subscription services can be made online through the Source.Property payment gateway, Stripe, who will manage your transactions and take payments via a secure server (SSL) connection that protects a user’s payment details. Source.Property do not have access to the payment details for a transaction carried out via the Website.

You are advised to check the Privacy and Cookies Policy of GoCardless for details of how your personal data will be handled, see https://stripe.com/en-GB/privacy

Subscriptions are payable in GBP(£), which are inclusive of VAT where applicable.

If we are unable to take payment from you through our provider card for the full amount due, or if we are charged back for any amount previously charged to you, you agree that we may pursue all available remedies to pursue payment including without limitation, suspension or termination of your account and rights to all services from this Website.

Source.Property reserves the right to revise prices and to notify you of any pricing changes by posting these on the website.

CONFIDENTIALITY

Your information will be handled with the upmost confidence. Source.Property will adhere to all national and UK data protection, data transfer, data retention, and confidentiality regulations and always stores data sent to us in a secure manner as outlined in our Privacy and Cookies Policy.

All information that you send to us will be kept confidential and will not be given to any unauthorised third parties except as required by law.

DATA PROTECTION

The use of personal data supplied to us by you and other users of this Website is governed by Source.Property’s Privacy and Cookies Policy. We keep all data in our secured systems and use industry standard protocols and services to safeguard the confidentiality of your data.

Information will not be given to any third party unless express permission is given by the individual, or as required by law.

Any testimonials or quotes will only be used on the Website or other marketing material with the express permission of the client or using anonymised details. Under data protection legislation, including in the EU the General Data Protection Regulation (GDPR), all individuals have the right to access their personal data. When processing data on your behalf we will comply with the provisions of applicable data protection legislation as in force at the time.

Source.Property is a Data Controller and for the purposes of data protection legislation, the Source.Property contact is Mr Armando Coletta.

Correspondence can be sent by email to support@source.property. We are registered with the Information Commissioner’s Office (ICO) for data protection reference number A8406790.

CANCELLATION

Users can cancel their account and subscription at any time by completing the cancellation request form here: https://www.homige.co.uk/cancellation-request/

Source.Property at its sole discretion may terminate Your account and access to the services for cause without prior notice, in the following circumstances:

I. Any material breach of these Terms and Conditions, including non-payment of any subscription as due;
II. Any unauthorised use of the Source.Property Website;
III. At the request of the police or other enforcement agency;
IV. Accounts that are inactive for a continuous period of more than 12 months will be classed as inactive.

If the event of termination for cause, we reserve the right at our sole discretion not to make any refund of charges already incurred.

We shall not be liable to you or any third-party for terminating access to our services.

We reserve the right to block access and/or re-registration to the Website to any user without prior notice, if usage does not comply with these Terms and Conditions, or usage is objectionable for any reason.

Termination of the account includes removing your access to all of our services and deletion of all related account information i.e. Your login data, password, content and dashboards.

Under data protection law you can request the removal of your data at any time by email to support@source.property. This right is not absolute and the rights of others will be considered and may override the right to erasure. We will also take into account the needs of Source.Property to retain records for lawful purposes. You should refer to our “Privacy and Cookies Policy” for further information.

USE OF THE WEBSITE

In addition to the below, you should refer to our Website Acceptable Use Policy.

You must not modify, adapt or hack this Website, or modify another Website, so as to falsely imply that it is associated with Source.Property.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of this Website.

Source.Property retain the right to remove content and User accounts if they contain content which we determine, at our sole discretion, is unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms and Conditions.

We do not guarantee that our site is free from any worm, virus, malware, or other harmful material which may have destructive or monitoring properties and shall have no liability of such. You are strongly advised to ensure that your own anti-virus and protective software is up-to-date and effective. You must not transmit any worms or viruses or any code of a destructive nature either onto the Website, or using the Website in any capacity. We make no warranty that the contents of this Website are free from the influence of malware in respect thereof.

Users of this Website are not permitted to upload to this Website or to transmit any material which will cause damage to the performance of any computer system or any material which is obscene, defamatory or in breach of any copyright or intellectual property rights.

Users are not permitted to post advertising and/or promotional content that is inconsistent with the purpose of the Website. You must not solicit any users of this Website to market any products or services.

Any opinions expressed on the Website shall not confer any endorsement or approval by Source.Property in any way.

AVAILABILITY OF THE WEBSITE

This Website is currently available to UK subscribers only.

Source.Property cannot guarantee that the Website will operate continuously or without interruption. There may be times when certain features, parts or content of the site, or the entire Website, become unavailable, or are modified, suspended or withdrawn by us at our sole discretion, without any notice given. We will not be liable whatsoever for any unavailability issues.

We cannot guarantee the speed with which you will be able to access and use the Website as it will depend upon factors such as the specification of your equipment and the number of people using the site.

Users access to the Website is non-transferable and may be revoked by Source.Property at any time and for whatsoever reason.

Users are not permitted to decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivate works from the site or the content. The use of network monitoring or discovery software to determine the site architecture, or information about its usage or identify individual users is strictly prohibited.

Source.Property accepts no responsibility for the content or accuracy of the information that is available or is posted on this Website.

Source.Property in its sole discretion shall determine your compliance with the above and shall have the right to block access to any user, or delete from this Website without any prior notice, any material that it deems not to comply or to be objectionable for any reason.

Source.Property will not be liable to users or any third party for any damages whatsoever, whether direct, indirect, incidental or consequential relating to or arising out of a visitor’s use of this Website.

Users of this Website must not: disrupt, or interfere with the security of the site or otherwise abuse any service provided on the site or linked Website; disrupt, interfere or abuse any other user’s enjoyment of the site; or obtain unauthorised access to any part of the site that is restricted.

WEBSITE LINKS AND RESOURCES

The Website may contain links to other sites and resources provided by third parties, which are not under the control of Source.Property. We accept no responsibility or liability for the content, security, availability and privacy practices, or any material on any Website that is not under the control of Source.Property. A link to a third-party Website does not imply endorsement by Source.Property. We will not be liable for any loss or damage that may arise from your use of them.

WEBSITE COPYRIGHT

The Source.Property Website and all related services and documentation is copyright of Source.Property. Reproduction or use of any material from this Website is not permitted except where authorised to do so by Source.Property.

NO WAIVER

No failure or delay by Source.Property in exercising any of its rights shall be deemed to be a waiver of that right, and no waiver of a breach of any provision of the Terms and Conditions shall be deemed to be a waiver of any subsequent breach of the same or any other provision.

DISCLAIMER AND LIMITATION OF LIABILITY

This Website is provided solely for informational purposes and is not an offer to buy or sell property or other products. Any information, forecasts and opinions have not been prepared for any recipient's specific investment objectives, financial situation or particular needs. Neither this Website nor the information provided by subscribing to our services is intended to take the place of professional advice. You should not take action on specific issues based on information provided by us without first obtaining professional advice.

Although care has been exercised in compiling the information available through this Website, we do not warrant that it is free of errors, inaccuracies or omissions. Source.Property disclaims any liability for damage or loss arising from reliance upon any matter contained on this Website or through our services, except for statutory liability which cannot be excluded.

As required by UK law, our liability is not limited in the event of death or personal injury caused by our negligence, fraud or fraudulent misrepresentation. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our website or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

- use of, or inability to use, our website; or
- use of or reliance on any content displayed on our website.

We will not be liable for:

- loss of profits, sales, business, asset value or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any content on it, or on any website linked to it.

NO PARTNERSHIP

Nothing in these Terms and Conditions shall constitute or be deemed to constitute a partnership, joint venture, agency or other fiduciary relationship other than the contractual relationship expressly provided for in these Terms and Conditions.

ASSIGNMENT OF RIGHTS

Access to the Website shall be personal to the user. The user may not assign, mortgage, charge or sub-license or otherwise delegate any of its rights, or sub-contract or otherwise delegate any of its obligations without the written consent of Source.Property.

You may not assign any of your rights under these Terms and Conditions without the prior written consent of Us, parties and accordingly the Contracts (Rights of Third Parties) Act 1999 shall not apply.

We may assign, transfer, delegate or subcontract any or all of our rights under these Terms and Conditions, in whole or in part, without restriction.

INTELLECTUAL PROPERTY

Source.Property is the owner and authorised copyright licence holder of the logos, trademarks and content present on this Website. You acknowledge and agree that our content and services are protected by copyright, patent, trademark, trade secret or other proprietary rights which are owned by or licensed to us or otherwise used by us as permitted by law. We do not grant any licence, copyright or use of any other of our intellectual property rights to any third party. You shall not own nor acquire any title, copyright or any other intellectual property rights in relation to the Source.Property Website and you shall not modify, translate, adapt or otherwise amend the contents. You must not modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on the Website.

SEVERANCE

In case any provision in the Terms and Conditions shall be held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired.

AMENDMENTS TO THE TERMS

Source.Property shall not be liable for any failure or delay in performing their obligations under these Terms and Conditions where such failure or delay results from any cause that is beyond our reasonable control. Such causes include, but are not limited to: power failure, internet service provider failure, industrial action, civil unrest, fire, flood, storms, earthquakes, acts of terrorism, acts of war, governmental action or any other event that is beyond the control of Source.Property.

NOTICES AND CONTACT

Notices sent to you by e-mail will be deemed as received twenty-four hours after sending. The postal address for all notices and correspondence is Source.Property,

Homige Ltd,
Bold Business Centre,
Bold Lane,
St Helens,
WA9 4TX.

We can be contacted via email to: support@source.property
We can also be contacted via telephone to: 01925 357 636

ENTIRE AGREEMENT

By using this Website, users accept that they shall not rely on any representation, warranty or other provision except as expressly provided in these Terms and Conditions. All other Terms and Conditions or warranties implied by statute or common law are excluded as fully permitted by law.

GOVERNING LAW AND JURISDICTION

These Terms and Conditions and any dispute or claim arising out of or in connection with them will be governed and shall be construed in accordance with the laws of England and Wales and each party submits to the exclusive jurisdiction of the English courts.